DELUDED or DELIVERED (unsaved or saved)

"Beware, I pray thee, of presuming that thou art saved. If thy heart be renewed, if thou shalt hate the things that thou didst once love, and love the things that thou didst once hate; if thou hast really repented; if there be a thorough change of mind in thee; if thou be born again, then hast thou reason to rejoice: but if there be no vital change, no inward godliness; if there be no love to God, no prayer, no work of the Holy Spirit, then thy saying “I am saved” is but thine own assertion, and it may delude, but it will not deliver thee." —Charles H. Spurgeon
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Not Saved:
There is no vital change on the inside and no inward Godliness. There is no Holy Spirit working in you or through you.There is no special love for God, no prayer-life, no desire to know more about God and no desire to tell others about Christ.

Saved:
You believe Jesus died for you, rose from the dead and is seated beside God in Heaven. You've told someone that you believe Jesus. You've felt sorry about your past life that was not according to God's Word and you've decided to stop practicing the things that are contrary to God's Word. You've started to hate some things you once loved and love some things you once hated. You've had a complete change of mind about certain things in the world as well as certain things in the Word.
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Romans 10:9-11 - "That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation. For the scripture saith, Whosoever believeth on him shall not be ashamed."

Philippians 1:6 - "Being confident of this very thing, that he which hath begun a good work in you will perform it until the day of Jesus Christ:"

Romans 12:1-3 - "I beseech you therefore, brethren, by the mercies of God, that ye present your bodies a living sacrifice, holy, acceptable unto God, which is your reasonable service. And be not conformed to this world: but be ye transformed by the renewing of your mind, that ye may prove what is that good, and acceptable, and perfect, will of God. For I say, through the grace given unto me, to every man that is among you, not to think of himself more highly than he ought to think; but to think soberly, according as God hath dealt to every man the measure of faith."

Philippians 3:8 - "Yea doubtless, and I count all things but loss for the excellency of the knowledge of Christ Jesus my Lord: for whom I have suffered the loss of all things, and do count them but dung, that I may win Christ,"

Hebrews 10:39 - "But we are not of them who draw back unto perdition; but of them that believe to the saving of the soul."